banco sabadell annual report 2019

... 2019: Upgrade: Sept. 30, 2019: Upgrade: June 30, 2019: Upgrade: March 31, 2019: Upgrade: Dec. 31, 2018: ... Banco de Sabadell reports Q3 results SA Breaking News 10/25 06:24 ET. Board establishes, where permissible, a committee or assigns an individual board member with responsibility for corporate sustainability. ownership structure, Policy on communication and contacts with shareholders, institutional investors and proxy advisors, Annual report_Economic, business and regulatory environment, Annual report_Banco Sabadell Group chapter_Plan 2020 section, Legal information 2019_Financial statements, Annual report_Banco Sabadell Group financial information chapter, Legal information 2019_Financial statements_Directors’ report, "Legal information 2019_Banco Sabadell Group Financial statements_Note 4, Note 5 and Schedule VI". whistleblower mechanisms) for reporting concerns or seeking advice regarding environmental impacts, Publicly stated formal policy of zero-tolerance of corruption (D1), Commitment to be in compliance with all relevant anti-corruption laws, including the implementation of procedures to know the law and monitor changes (B2), Statement of support for international and regional legal frameworks, such as the UN Convention against Corruption (D2), Detailed policies for high-risk areas of corruption (D4), Policy on anti-corruption regarding business partners (D5), Leadership review of monitoring and improvement results (D12), Use of independent external assurance of anti-corruption programmes (D15), Outcomes of integration of the anti-corruption principle, Public legal cases regarding corruption (D14), Support by the organization’s leadership for anti-corruption (B4), Carrying out risk assessment of potential areas of corruption (D3), Human Resources procedures supporting the anti-corruption commitment or policy, including communication to and training for all employees (B5 + D8), Internal checks and balances to ensure consistency with the anti-corruption commitment (B6), Actions taken to encourage business partners to implement anti-corruption commitments (D6), Management responsibility and accountability for implementation of the anti-corruption commitment or policy (D7), Communications (whistleblowing) channels and follow-up mechanisms for reporting concerns or seeking advice (D9), Internal accounting and auditing procedures related to anticorruption (D10), Align core business strategy with one or more relevant UN goals/issues, Develop relevant products and services or design business models that contribute to UN goals/issues, Adopt and modify operating procedures to maximize contribution to UN goals/issues. 28/02/2020. Annual Report 2018. Cookie Notice. The Board of Directors approved the adherence to the United Nations Principles for Responsible Banking. It contains the Annual Reports of Ibercaja Banco. By clicking “agree”, closing this message or continuing to 1. Annual Report Fixed-Income Corporate Events Corporate Governance ... Download 2019 annual report 0 0. Structural engagement with a global union, possibly via a Global Framework Agreement, Risk and impact assessments in the area of labour, Dialogue mechanism with trade unions to regularly discuss and review company progress in addressing labour standards, Allocation of responsibilities and accountability within the organization, Internal awareness-raising and training on the labour principles for management and employees, Grievance mechanisms, communication channels and other procedures (e.g., whistleblower mechanisms) available for workers to report concerns, make suggestions or seek advice, designed and operated in line with the representative organization of workers, Active engagement with suppliers to address labour-related challenges, Audits or other steps to monitor and improve the environmental performance of companies in the supply chain, Outcomes of integration of the environmental principles, Reference to relevant international conventions and other international instruments (e.g. use this site, we consider that you agree to our use of cookies in accordance with our These figures will also be available on the bank’s corporate website at the same time: https://www.grupbancsabadell.com/en/. Reporting – Banco Sabadell (2019) Please read the important notes and disclaimer for further information on ‘EPFI Reporting’, compliance and publication on the Equator Principles Association website. ANNUAL REPORT 2019 1 – MACAO MACROECONOMIC ENVIRONMENT In 2019 the real Gross Domestic Product (“GDP”) of Macao Special Administrative Region (“Macao” or “Macao SAR”) decreased at an annual rate of 4.75%1 (in 2018, Macao had registered an annual growth of the real GDP of 4.7%) in a context of deceleration of the economy of the BBVA's security holders may receive a hard copy of this document, free of charge, upon request. 0.Banco Sabadell_Carta de renovación.pdf (Spanish) 1.1.Informe Anual 2019.7z (Spanish) 1.2.EINF 2019.7z (Spanish) 1.1.Annual-report 2019.7z (English) 1.2.Non-Financial Disclosures report 2019.zip (English) Format. To consider and if thought fit, to pass, the following resolution as a Special Resolution: “RESOLVED THAT pursuant to the provisions of Sections 196, 197, 198, 203 and other applicable Further information on this EPFI may be obtained through the Institutional Reporting … 13/03/2020. 2019. Sabadell Protección is solely intended for natural persons residing in Spain. Economic, business and regulatory environment, Independent verification report of the Non-Financial Information Statement, Auditor's report on Information regarding the Internal Control System over Financial Reporting (ICSFR), Consolidated annual accounts and Independent auditor's report, GM Regulations, Proxies, Forthcoming General Meeting, Shareholder information, Electronic shareholders’ forum, Board of Directors, director CVs and Board 2019 Annual Report Contents 01. Letters from the Group Executive Chairman and the CEO 02. Banco de Sabadell S.A is a Spanish retail and commercial bank operating mostly in Spain, but with a notable lending presence in the United Kingdom and the Americas. For more information click here Annual accounts; Report. Annual Financial Statements for 2019. Note: Responsibility for the content of participants' public communication related to the Ten Principles of the UN Global Compact and their implementation lies with participants themselves and not with the UN Global Compact. sub-committees, Banco Sabadell Internal Governance Framework, Committees: Audit and Control, Appointments, Consolidated financial statements, management report and audit report BBVA Group 2019. We use cookies to improve our site and to analyze traffic. Banco Sabadell, S.A; Published. Remuneration, and Risk, Share price, capital stock, key data, investor calendar and Businesses. A financial institution under the supervision of the Bank of Spain and registered in the Registro administrativo especial with number 0081. NOVO BANCO | 2019 ANNUAL REPORT | 7 2019 Main indicators FINANCIAL RESOURCES + €177.6 million Recurrent Bank Net Income 57.9% Reduction of Legacy Assets €935.4 million NBG Impairments and Provisions PEOPLE 4869 NBG employees €750 thousand investment in training and development 46.4 training hours per employee TECHNOLOGY & EXPERIENCE The Foundation’s Management is responsible for formulating the annual accounts with the aim of expressing a faithful reflection of the assets, financial situation and results of the Foundation itself. Download PDF. The independent auditor’s report on the abbreviated annual accounts as at 31 December 2019 can be downloaded and viewed below. 2019 Consolidated Annual Report PDF | 6,7 MB; 2019 Financial supplement (XLSX) XLSX | 360 KB; 2019 Solvency and financial condition report - GCO PDF | 2.038 Kb; 2019 Solvency and financial condition report - GCO RE PDF | 1.936 Kb; 2019 Result Presentation PDF | 6.63 MB; 12M2019 Presentation of results Webcast The Group's Policy on Restrictions to the Financing of and Investment in Activities in the Arms Sector and the Fiscal Strategy and Good Tax Practices have been established. Banco de Sabadell, S.A., Avda. Information is assured by independent assurors (e.g., accounting or consulting firm) against recognized assurance standard (e.g., ISAE3000, AA1000AS, other national or industry-specific standard), The COP describes any action(s) that the company plans to undertake by its next COP to have the credibility of the information in its COP externally assessed, including goals, timelines, metrics, and responsible staff, Information is reviewed by multiple stakeholders (e.g., representatives of groups prioritized in stakeholder analysis), Information is reviewed by a panel of peers (e.g., members of the same industry, competitors, benchmarked leaders, others organized via Global Compact Local Network), Information is assured by independent assurors (e.g., accounting or consulting firm) using their own proprietary methodology, Other established or emerging best practices, Applies the GRI Sustainability Reporting Guidelines or the GRI Standards, Applies elements of the International Integrated Reporting Framework, Provides information on the company’s profile and context of operation, Is 'in accordance - core' with GRI Standards, Is 'in accordance - comprehensive' with GRI Standards, Communicate policies and expectations to suppliers and other relevant business partners, Implement monitoring and assurance mechanisms (e.g. 2019 Annual Report. Annual Report 2019. The chief executive officer of Banco Sabadell, Jaime Guardiola, presents the 3Q17 results. Alexandre Rosselló, 8 07002 Palma de Mallorca Telephone: 971 779 127 Avda. Financial statements. Financial Statements, Management Report and Auditors' Report BBVA 2019. 2020 Annual Report. To approve reappointment and remuneration of Shri Rajendra Jayantilal Anandpara as Managing Director. 1st Half 2020 Report. The COP incorporates the following high standards of transparency and disclosure: Criterion 2: The COP describes value chain implementation, Criterion 1: The COP describes mainstreaming into corporate functions and business units, Criterion 4: The COP describes effective management systems to integrate the human rights principles, Criterion 5: The COP describes effective monitoring and evaluation mechanisms of human rights integration, Criterion 3: The COP describes robust commitments, strategies or policies in the area of human rights, Criterion 8: The COP describes effective monitoring and evaluation mechanisms of labour principles integration, Criterion 6: The COP describes robust commitments, strategies or policies in the area of labour, Criterion 7: The COP describes effective management systems to integrate the labour principles, Criterion 11: The COP describes effective monitoring and evaluation mechanisms for environmental stewardship, Criterion 9: The COP describes robust commitments, strategies or policies in the area of environmental stewardship, Criterion 10: The COP describes effective management systems to integrate the environmental principles, Criterion 12: The COP describes robust commitments, strategies or policies in the area of anti-corruption, Criterion 14: The COP describes effective monitoring and evaluation mechanisms for the integration of anti-corruption, Criterion 13: The COP describes effective management systems to integrate the anti-corruption principle, Criterion 15: The COP describes core business contributions to UN goals and issues, Criterion 17: The COP describes advocacy and public policy engagement, Criterion 18: The COP describes partnerships and collective action, Criterion 16: The COP describes strategic social investments and philanthropy, Criterion 20: The COP describes Board adoption and oversight, Criterion 19: The COP describes CEO commitment and leadership, Criterion 21: The COP describes stakeholder engagement, With respect to your company’s actions to advance the Sustainable Development Goals (SDGs), the COP describes: [Select all that apply], Which of the following Sustainable Development Goals (SDGs) do the activities described in your COP address? January 2019 – December 2019 Files. Banco Sabadell net profit reaches €653.8M as of september. 1st Half 2018 Report. Board (or committee), where permissible, approves formal reporting on corporate sustainability (Communication on Progress). Economic, business and regulatory environment. In this section you can download Banco Sabadell Group’s Pillar III disclosure reports and TSB’s Significant Subsidiary Disclosures. Banco Sabadell - Annual Report 2019. Participation and leadership by employers’ organizations (international and national) to jointly address challenges related to labour standards in the countries of operation, possibly in a tripartite approach (business – trade union – government). Santander Bank's 2019; Chairman's letter; Chief Executive Officer's letter; ... Banco Santander Hong Kong Branch System to track and measure performance based on standardized performance metrics, Dialogues with the representative organization of workers to regularly review progress made and jointly identify priorities for the future, Audits or other steps to monitor and improve the working conditions of companies in the supply chain, in line with principles of international labour standards, Outcomes of integration of the Labour principles, Process to positively engage with the suppliers to address the challenges (i.e., partnership approach instead of corrective approach) through schemes to improve workplace practices, Reference to principles of relevant international labour standards (ILO Conventions) and other normative international instruments in company policies, Reflection on the relevance of the labour principles for the company. Financial statements and reports for Banco De Sabadell SA EUR0.125 including annual reports and financial results for the last 5 years. CEO leads executive management team in development of corporate sustainability strategy, defining goals and overseeing implementation, CEO publicly delivers explicit statements and demonstrates personal leadership on sustainability and commitment to the UN Global Compact, CEO promotes initiatives to enhance sustainability of the company’s sector and leads development of industry standards, Make sustainability criteria and UN Global Compact principles part of goals and incentive schemes for CEO and executive management team, Publicly recognize responsibility for the company’s impacts on internal and external stakeholders, Define sustainability strategies, goals and policies in consultation with key stakeholders, Consult stakeholders in dealing with implementation dilemmas and challenges and invite them to take active part in reviewing performance, Establish channels to engage with employees and other stakeholders to hear their ideas and address their concerns, Opportunities and responsibilities that one or more SDGs represent to our business, Where the company’s priorities lie with respect to one or more SDGs, Goals and indicators set by our company with respect to one or more SDGs, How one or more SDGs are integrated into the company’s business model, The (expected) outcomes and impact of your company’s activities related to the SDGs, If the companies' activities related to the SDGs are undertaken in collaboration with other stakeholders, SDG 1: End poverty in all its forms everywhere, SDG 2: End hunger, achieve food security and improved nutrition and promote sustainable agriculture, SDG 3: Ensure healthy lives and promote well-being for all at all ages, SDG 4: Ensure inclusive and equitable quality education and promote lifelong learning opportunities for all, SDG 5: Achieve gender equality and empower all women and girls, SDG 6: Ensure availability and sustainable management of water and sanitation for all, SDG 7: Ensure access to affordable, reliable, sustainable and modern energy for all, SDG 8: Promote sustained, inclusive and sustainable economic growth, full and productive employment and decent work for all, SDG 9: Build resilient infrastructure, promote inclusive and sustainable industrialization and foster innovation, SDG 10: Reduce inequality within and among countries, SDG 11: Make cities and human settlements inclusive, safe, resilient and sustainable, SDG 12: Ensure sustainable consumption and production patterns, SDG 13: Take urgent action to combat climate change and its impacts, SDG 14: Conserve and sustainably use the oceans, seas and marine resources for sustainable development, SDG 15: Protect, restore and promote sustainable use of terrestrial ecosystems, sustainably manage forests, combat desertification, and halt and reverse land degradation and halt biodiversity loss, SDG 16: Promote peaceful and inclusive societies for sustainable development, provide access to justice for all and build effective, accountable and inclusive institutions at all levels, SDG 17: Strengthen the means of implementation and revitalize the global partnership for sustainable development. Balance sheets of Banco de Sabadell, S.A 2018 Annual Report. The General Protocol for More Women, Better Companies promoted by the Women’s Institute. 2018. These annual accounts were examined by our auditors, KPMG Luxembourg, Société Coopérative, whose report is attached herewith. Part of an annual (financial) report Annual report Annual report 2019 Ownership Subsidiaries Complaints and grievances Banco Sabadell was founded in 1881 by a group of 127 businessmen and traders from Sabadell in Spain, aiming to finance local industries. Nowadays, it is in the top five largest banks in Spain and provides banking and financial products and services in Spain and internationally. Annual Report - Corporate Website | Ibercaja Bank. This section contains the individual and consolidated balance sheet and the financial statements and management reports. 3. Banco Sabadell was founded in 1881 by a group of 127 businessmen and traders from Sabadell in Spain, aiming to finance local industries. 2020/10/16 Time period. Find out the revenue, expenses and profit or loss over the last fiscal year. How is the accuracy and completeness of information in your COP assessed by a credible third-party? Commercial Information. Consolidated annual accounts 2019 Consolidated financial statements, management report and audit report 2019 * (Opens in a new window) ( PDF , 14 MB ) - (*) The appropriation of profit and loss for 2019 was subsequently modified (see document) The Group’s Policy on Restrictions to the Financing of and Investment in Activities in the Arms Sector has been established and, the Equator Principles, which incorporate social and environmental criteria, are applied. 20-F 2019. The 2019 Annual Report presents the main initiatives and results from the period and how we generated value for the Company and for our main stakeholders: shareholders, investors, employees, customers, suppliers, partners, government and society representatives. Annual Report 2019 Banca March. The report however briefly outlines a few significant developments during the first half of 2020. Consolidated Data. Annual Report 2020. Awarded the “Equality in the Company” Distinction by the Ministry of the Presidency, Relations with the Courts and Equality. To declare final dividend on Equity Shares for the Financial Year ended 31.03.2019. ANNUAL REPORTS. 1.2.Non-Financial Disclosures report 2019.zip, This COP qualifies for the Global Compact Advanced level, Includes a CEO statement of continued support for the UN Global Compact and its ten principles, Description of actions or relevant policies related to Human Rights, Description of actions or relevant policies related to Labour, Description of actions or relevant policies related to Environment, Description of actions or relevant policies related to Anti-Corruption, Meets all criteria for the GC Advanced level. The annual report provides an overview of the supervisory operations and activities and a synopsis of the condition and performance of the banking sector in Zimbabwe for the year ended 31 December 2019. Nowadays, ... Banco Sabadell is reporting on the implementation here. An Anti-Corruption Policy has been incorporated this year. Individual Data. Corporate governance. Consolidated directors’ report. [Select all that apply]. AGREE Rio Declaration on Environment and Development), Reflection on the relevance of environmental stewardship for the company, Written company policy on environmental stewardship, Inclusion of minimum environmental standards in contracts with suppliers and other relevant business partners, Specific commitments and goals for specified years, Environmental risk and impact assessments, Assessments of lifecycle impact of products, ensuring environmentally sound management policies, Allocation of responsibilities and accountability within the organisation, Internal awareness-raising and training on environmental stewardship for management and employees, Grievance mechanisms, communication channels and other procedures (e.g. 2020; 2019; 2018; 2017; 2016; Previous reports; Contact; Agenda; Grants & Awards. 2. Banca Intesa 2019 Annual Report RSD thousands Banca Intesa Beograd 2019 2018 Income Statement Net interest income 20,500,555 20,487,856 Net fee and commission income 7,691,852 7,191,558 Profit before tax 13,938,435 13,234,169 Income tax (1,587,375) (1,073,267) Net profit from deferred tax assets and liabilities (21,601) 443,208 Profit after tax 12,329,459 12,604,110 13/03/2020. Banco Sabadell will inform the Comisión Nacional del Mercado de Valores (CNMV) of the 2018 annual results next Friday 1 February, as from 8 am (7 am UK time), before the markets open. TSB Significant Subsidiary Disclosure 2020 1982.0 KB. Banco Sabadell earns profit of 203 million euros year-to-date to September 2020 and outperforms market expectations 30/10/2020 Banco Sabadell earns profit of 145 million euros in the first half of the year and allocates provisions of 1,089 million euros after updating the macroeconomic scenarios due to Covid-19 About Banco Sabadell. Written company policy to obey national labour law, respect principles of relevant international labour standards in worldwide company operations and engage in dialogue with representative organization of the workers (international, sectoral, national). audits/screenings) for compliance within the company’s sphere of influence, Undertake awareness-raising, training and other types of capacity building with suppliers and other business partners, Any relevant policies, procedures, and activities that the company plans to undertake by its next COP to fulfill this criterion, including goals, timelines, metrics, and responsible staff, Analyze each segment of the value chain carefully, both upstream and downstream, when mapping risks, opportunities and impacts, Place responsibility for execution of sustainability strategy in relevant corporate functions (procurement, government affairs, human resources, legal, etc) ensuring that no function is conflicting with company sustainability commitments and objectives, Align strategies, goals and incentive structures of all business units and subsidiaries with corporate sustainability strategy, Design corporate sustainability strategy to leverage synergies between and among issue areas and to deal adequately with trade-offs, Ensure that different corporate functions coordinate closely to maximize performance and avoid unintended negative impacts. ANNUAL REPORT 2019 7 REPORT OF THE BOARD OF DIRECTORS We submit for the approval of our shareholders the annual accounts for the year ended December 31, 2019 which resulted in a net profit of USD 15,308,144.00. Annual report tables 2020 3537.0 KB. Contents: Banco de Sabadell, S.A. Scroll down. Prizes; Research Grants; Collaborations; Historical Archives. Key figures and milestones in 2019. 2020. the financial year ended 31.03.2019 including Balance Sheet as at 31.03.2019, the Statement of Profit and Loss and Cash Flow Statement for the year ended on 31.03.2019 and the Reports of the Board of Directors and the Auditors thereon. Óscar Esplá, 37, 03007 Alicante, registered with the Mercantile Register in Alicante, tome 4070, folio 1, Page A-156980, Fiscal Identification Number (NIF) A08000143. Chairman's message. Management Report Non-financial information report Group financial information Business areas Risk management Alternative Performance Measures (APMs) Annual Corporate Governance Report 03. Documentary holdings; Virtual Exhibition; Contact 1st Half 2019 Report. Data . This page includes all SEC registration details as well as a list of all documents (S-1, Prospectus, Current Reports, 8-K, 10K, Annual Reports) filed by Banco de Sabadell SA. Assign responsibility for corporate sustainability implementation to an individual or group within each business unit and subsidiary, Process to ensure that internationally recognized human rights are respected, On-going due diligence process that includes an assessment of actual and potential human rights impacts (BRE 2 + BRE 3 + ARE 2 + ARE 3), Internal awareness-raising and training on human rights for management and employees, Operational-level grievance mechanisms for those potentially impacted by the company’s activities (BRE 4 + ARE 4), Allocation of responsibilities and accountability for addressing human rights impacts, Internal decision-making, budget and oversight for effective responses to human rights impacts, Processes to provide for or cooperate in the remediation of adverse human rights impacts that the company has caused or contributed to (BRE 3+ BRE 4 + ARE3 + ARE 4), Process and programs in place to support human rights through: core business; strategic philanthropic/social investment; public policy engagement/advocacy; partnerships and/or other forms of collective action (BRE 6 + ARE 6), System to monitor the effectiveness of human rights policies and implementation with quantitative and qualitative metrics, including in the supply chain (BRE3 + ARE3), Monitoring draws from internal and external feedback, including affected stakeholders, Leadership review of monitoring and improvement results, Process to deal with incidents the company has caused or contributed to for internal and external stakeholders (BRE 4 + ARE 4), Grievance mechanisms that are legitimate, accessible, predictable, equitable, transparent, rights-compatible, a source of continuous learning, and based on engagement and dialogue (BRE4 + ARE4), Outcomes of integration of the human rights principles, Commitment to comply with all applicable laws and respect internationally recognized human rights, wherever the company operates (e.g., the Universal Declaration of Human Rights, Guiding Principles on Human Rights) (BRE1 + ARE1), Integrated or stand-alone statement of policy expressing commitment to respect and support human rights approved at the most senior level of the company (BRE 1 + BRE5 + ARE 1 + ARE 5), Statement of policy stipulating human rights expectations of personnel, business partners and other parties directly linked to operations, products or services (BRE 1), Statement of policy publicly available and communicated internally and externally to all personnel, business partners and other relevant parties (BRE 1 + BRE 5 + ARE 1 + ARE 5). In depth view into Banco de Sabadell Total Employees (Annual) including historical data from 2012, charts, stats and industry comps. 2 . Annual Report 2019. Download PDF. Get the detailed quarterly/annual income statement for BANCO DE SABADELL (SAB.MC). 17/01/2019. Publicly advocate the importance of action in relation to one or more UN goals/issues, Commit company leaders to participate in key summits, conferences, and other important public policy interactions in relation to one or more UN goals/issues, Develop and implement partnership projects with public or private organizations (UN entities, government, NGOs, or other groups) on core business, social investments and/or advocacy, Join industry peers, UN entities and/or other stakeholders in initiatives contributing to solving common challenges and dilemmas at the global and/or local levels with an emphasis on initiatives extending the company’s positive impact on its value chain, Pursue social investments and philanthropic contributions that tie in with the core competencies or operating context of the company as an integrated part of its sustainability strategy, Coordinate efforts with other organizations and initiatives to amplify—and not negate or unnecessarily duplicate—the efforts of other contributors, Take responsibility for the intentional and unintentional effects of funding and have due regard for local customs, traditions, religions, and priorities of pertinent individuals and groups, Board of Directors (or equivalent) assumes responsibility and oversight for long-term corporate sustainability strategy and performance. 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Letters from the Group executive Chairman the!

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